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Caplink Mortgage Trust
By:
Caplink Financial Corporation
Caplink Mortgage Trust (CMT) provides investors with access to a geographically diversified mortgage portfolio. The fund is able to lend in Canada, the U.S. and Mexico but is currently focused on financing prime Canadian and American borrowers purchasing residential vacation and investment real estate in Mexico. Leveraging Caplink Financial Corporation’s (Caplink) 28+ years of mortgage lending expertise and specialized cross-border lending capabilities, CMT offers an innovative approach to investing in steadily appreciating international real estate markets.
Location
Canada
United States
Mexico
Risk Profile
Low-Moderate
N/A
Min. investment
$10,000
Investment Strategy
Fixed Income
ARR
6-8%
Horizon
Open-Ended Fund
Introduction
CMT, managed by Caplink, leverages over 28 years of experience in residential and commercial mortgage origination and administration. Specializing in lending to prime Canadian and American borrowers acquiring or refinancing residential properties in the U.S. and Mexico, CMT allows investors to benefit from lending to quality American and Canadian borrowers through its unique cross-border financing solutions.
Through Caplink’s lending platform, SoBankable, CMT capitalizes on the underserved Mexican mortgage market that is characterized by steady property appreciation, a high-yield lending environment, and significant economic growth driven by substantial foreign investment in Mexico. This strategic focus ensures robust investor returns while effectively managing lending risks.
Key Reasons to invest
CMT provides investors with an opportunity to earn annual targeted returns of up to 8% and higher through a carefully managed portfolio of first mortgages on prime real estate located in Canada, the U.S. and Mexico.
Attractive Mortgage Yields
Lending to Canadian and American borrowers in Mexico generates significantly higher loan interest rates, which translates into attractive potential annualized returns for investors.
High-Quality Borrowers
Our Canadian and American borrowers have strong credit and income histories, and are buying or refinancing second homes and investment properties in popular domestic and international destinations.
Stable Cash Flow
Interest payments from Mexican and U.S. mortgages will remain high even as Canadian investment returns decline.
Diversified Portfolio
A strategic blend of high-yield Mexican and U.S. mortgages and lower-interest non-prime Canadian loans balances risk and enhances returns.
Explore a fixed-income opportunity with a focus on strong, consistent performance.
Project Overview
CMT uses a strategic lending approach that employs a substantive borrower selection process coupled with strict lending risk management controls. This strategic lending approach limits portfolio risk while optimizing investor returns. All loans are originated in Canada and are denominated in Canadian dollars, specifically targeting Mexico’s attractive real estate market alongside select domestic opportunities.
- Prime Borrower Focus: Lending exclusively to financially strong Canadian and American borrowers, ensuring high credit quality and stable income streams.
- First-to-Market Advantage: Utilizing Caplink’s tailored lending capabilities to offer competitive, high-yield mortgage rates, which will provide targeted annualized investor returns of up to 8.0 and higher.
- Flexible Investment Terms: Offering monthly redemption schedules, enhancing liquidity for investors seeking consistent returns.
Location
Since 1997, Caplink has established itself as a trusted leader in mortgage origination and administration. Its innovative cross-border lending in robust international markets, employs strict risk mitigation practices of conservative loan-to-value ratios, streamlined non-judicial foreclosure processes and stringent borrower qualification standards.
Caplink’s disciplined approach to mortgage portfolio management ensures consistent, risk-adjusted returns, positioning CMT as a premier choice for investors seeking stable income and focused international diversification.
Multimedia
Unlocking New Opportunities: Brian Menges on Caplink Financial and SoBankable
Unlocking Global Mortgage Investment Opportunities with Caplink Mortgage Trust
Issuer Overview
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Caplink Financial Corporation has been a trusted name in mortgage origination and administration since 1997. From its origins in Alberta, Caplink has expanded to 17 jurisdictions across North America. The company’s innovative SoBankable brand focuses on international lending which provides borrowers with access to financing for foreign properties.
Caplink’s purpose is to professionally manage mortgage portfolios that deliver properly risk-adjusted returns for investors while fostering sustainable financial opportunities for borrowers. Their proven track record of prudent lending and operational excellence positions CMT as a standout choice for investors seeking consistent returns.